When you need to borrow cash but cannot pay it back all in one go, installment loans are the solution. With short and long-term options available, you can borrow cash today with our online-only installment loans. Choose repayments between 3 – 12 months for loans up to $2,000, and 13 to 24 months on higher values up to $5,000.
Our quick online application is free to use and does not require you to have a credit check to see your lender offers. Ready to see what is available? Tell us how much and how long you want to borrow for and click apply now to see installment loan provides in Australia.
Note: Viva Payday Loans is a lender-finder service in USA, we do not offer financial advice. Please consider seeking independent legal and financial advice to check how the information and ideas presented on this website relate to your unique circumstances.
What are Installment Loans USA?
Installment loans can be both short-term and long-term solutions to help borrow money and spread the costs. Rather than having to payback in one payment on your next salary date, as characterized by many payday loans, you can choose to spread over a longer period, creating affordable repayments. You can choose different frequencies of this, such as weekly or monthly installment loans, depending on the lender and what suits your lifestyle.
Here at Viva Payday Loans, we can help you spread the cost of an unexpected expense so that you are not under pressure to quickly repay. As an authorized credit broker, we put you in contact with suitable installment loan providers that match your details. Rather than spend time searching for the right lender, we quickly show you who from our panel of 15+ lenders is in the best position to help today. If you want to find emergency installment loans and time is critical to resolve your circumstances, by filling in our short application, you can get approved in minutes and the cash the same day.
Why Choose Monthly Installment Loans?
When looking for loans to payback in installments, it is usually because the amount you want to borrow will be too much to pay in one go. Installment loans online are the ideal choice for making an emergency purchase much easier to repay, providing that flexibility to spread over a longer period.
- Great for larger amounts – whilst you can spread the cost of smaller loan values too, installment loans with monthly payments are ideal for higher amounts that keep repayments low.
- Flexible repayments – whether you need to pay back monthly or weekly to suit your salary date, you choose the frequency and how many months you require.
- Easier to maintain – by choosing installment money loans, you select the repayment amount you can comfortably maintain over the period you want, making the loan affordable for you.
- Cover unexpected expense – when hit with a large repair bill you cannot afford, using easy installment loans eases the burden whilst resolving the issue quickly.
- Quick approval and payout – you can get quick approval with our installment loan providers and cash the same day.
Eligibility for Online Only Installment Loans
Being able to apply and get an installment loan requires applicants to meet the following eligibility first:
- Be aged 18 years or over
- Be a current Australian citizen
- Have a regular source of income
- Have three to six months’ worth of bank statements available, so that lenders can offer a loan that fits in with your current financial position.
- Be able to provide proof of your income, whether from employment, Centrelink, or other government benefits.
- Be able to provide details of all existing liabilities, including credit card debt and any other outstanding loan obligations.
- Have utility bills or other expense statements.
We do not lend money directly ourselves, so once you click apply now to fill in our short application form, we will show you installment loan providers that can. If you are approved, you could receive the funds the same day, in many cases as quickly as 60 minutes. This will depend on the lender and if your bank supports faster payments. Please note, whilst no credit check is required to view online only installment loans, you may be required to have a credit check as part of your application. We do not control the lending decision process of the lenders we connect you with.
Find the Best Installment Loans with No Credit Check
What makes us different is not only can we connect you to multiple installment loan providers at once, but we do so without needing a credit check first. Our lender-finder service only requires a few details from you to start your search. Based on the monthly installment loans you want, we will match the amount and repayment term to the right lender who can help. The best installment loans will vary between applicants as it will depend on how much you can afford to pay and how much interest it will cost. The longer the term you choose, the higher the interest will be, so this will need to be considered. However, the maximum you will be charged is a 20% establishment fee and a flat 4% monthly fee.
Apply Now for 24/7 Installment Loans
If you are ready to see your lender offers, click apply now. Once you have filled in our short application form, you will get to see which offers of installment loans are available in an instant. If you do have any queries about online-only personal loans, please get in touch. If you are seeking financial advice, whilst we are unable to help do so, we recommend using MoneySmart for more information.
Installment Loans USA: FAQs
Are the Best Installment Loans Available for Bad Credit?
You can use our platform to find the best installment loans with no credit check required first if you have a good or bad credit history. Viewing the available offers is free to do so you can take your time to review and learn more about the terms without affecting your credit rating. Once you do choose an installment loan offer to apply for, you may be required to have a credit check performed by the lender. We work alongside lenders who are able to help applicants get an installment loan no matter their credit history if you can afford repayments.
How Quickly Do Instant Installment Loans Get Approve?
Our lenders can provide a decision fast with 24/7 installment loans, so you won’t be left waiting for a decision. With the process fully online without the need for paperwork to be mailed, once the relevant checks are completed into your credit history and current affordability, you could then be approved and receive the funds within 60 minutes the same day. This will vary between lenders the exact time and we do not control the approval process of the lenders we connect you with. If you have faster payments with your bank, this will help make the process quick.
What Can I Use Emergency Installment Loans For?
If you require Tribal loans, this is usually because you have a financial circumstance that cannot wait. If you have a lack of savings and are unable to resolve the issue with available credit, emergency installment loans are ideal for this if it is a short-term situation. They are not designed to cover any long-term debt or other repayments, nor are they suitable for covering non-essential expenses.